Do they increase your limit?

It really did feel like Christmas! I was so excited to bring them home. Right now they are resting in their hides. We have then in separate tanks in the living room (our official quarantine room).

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Originally Posted by Jay_Bunny

It really did feel like Christmas! I was so excited to bring them home. Right now they are resting in their hides. We have then in separate tanks in the living room (our official quarantine room).

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So what are they?!:taz:

Hehe.... A spider and a pin! lol! (he updated his sig, so I just scrolled up to where I was comparing suggestions to his old one)...

So.... Where's the pics??? And Congrats!!

Just so everyone knows, an increase of a credit limit isn't a sign for a big spending spree.

It's a test to see how you handle credit. If you go over half your limit, it starts to hurt your credit score. If you max, it really hurts you. If it's raised, then you max again, it REALLY hurts you.

You'll find out when you go buy a car or house or something when they want to give you an astronomical interest rate.

What people who offer credit really like to see is you not using the rope they give you to hang yourself with. They like to see a high credit limit and a low amount used (as well as paying at least or more than the minimum every month so it'll show good credit history).

So best bet, though I think I'm too late, is pay off what you've already bought in May, THEN buy your morphs and pay on it all year until your next "slip and fall" payment.

I plan on paying minimum (or more) payments till May, then pay off what is left then giving my credit card to my fiance so I'm not so tempted to use it and I will only use it for snake related stuff (Like Daytona)

Oh and the pictures are in the BP Pictures section.

I like albinos. I would probably go with an albino and a mojave. I saw a mojave at a show the other day, and thought it was pretty cool.

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Originally Posted by bait4snake

Just so everyone knows, an increase of a credit limit isn't a sign for a big spending spree.

It's a test to see how you handle credit. If you go over half your limit, it starts to hurt your credit score. If you max, it really hurts you. If it's raised, then you max again, it REALLY hurts you.

You'll find out when you go buy a car or house or something when they want to give you an astronomical interest rate.

What people who offer credit really like to see is you not using the rope they give you to hang yourself with. They like to see a high credit limit and a low amount used (as well as paying at least or more than the minimum every month so it'll show good credit history).

So best bet, though I think I'm too late, is pay off what you've already bought in May, THEN buy your morphs and pay on it all year until your next "slip and fall" payment.

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Is that true? I'm curious where you are getting that info from, because I have almost a perfect credit score and my cards are always past half, but I always pay on time and never the minimum. Thank you.

Got my info from Experian, one of the top three credit report companies.

Credit history is a biggy. If you're never late, good. The biggest dingers on your report are maxing a card, non-payments, and the worst... bankrupcy.

Ok thank you. This credit score stuff is so screwy!

big time congrats on your new additions!! we just had the same christmas morning feeling when our taxes came in.. we were able to add 6 new snakes (four of them were on hold from previous payment plans, we just paid them off and brought them home) :D Its a great feeling to be able to expand your collection, especially when you have an ultimate breeding goal in mind


congrats again


**starts searching bp picture forum**