Need to build credit, can someone help me w/ info?

That could play a part in it. I just wanted people to know that you can get a home loan if you have no credit. I will say I was very blessed, I did get a wakeup call when I was laid off last year though. Thankfully my company brought me back almost exactly a year later right when my unemployment ran out. That's when it really sucked to not have credit cards. I had no where to turn but my savings, 401k and family. If I had to go much longer, I probably would have lost my house. So that's another thing to think about if you don't have or don't want credit cards ;)

Sorry to hijack the thread, even though it's kind of related.