Herp Debt

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Originally Posted by Slim

None. The only credit card I have is a business travel card from my company. I buy what I can, when I can. Now if you were to ask what % of my monthly income goes to Ball Pythons and their stuff...that would be a very different strory.

Suffice it to say, I have actually had conversations in my head about how I really need one more RBI rack, and eating 4 for a dollar mac&cheese for two weeks really isn't all that bad.

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LOL, I love it The mac&cheese ball python diet. Sounds like a book about how to buy BP morphs and accesories on a budget.:gj:

More power to ya!

No debt here, knock on melamine. But I do wish to win the lottery hmmmmmm...3 story home home with an entire floor for herps; it's a nice thought anyway :)

There should have been a $0 option. I try to pay for them out of pocket, or it would get out of hand. I've learned my lesson about debt in the past (wasn't even snake related) and I'm not doing it again. Now I do sometimes do payment plans, but I've only once received an animal that wasn't paid in full, however it was with a breeder that I had dealt with several times before.

Yep you needed an option for those of us that aren't comfie with carrying "snake debt". I've done payment plans before and I just hope to not do too many of them again. With the economy the way it is, trying to plan ahead for me is just too difficult and I hate leaving a breeder hanging waiting for money. For now it's either cash up front or trade deals (which I love). That's getting a really nice selection of new snakes into the collection and placing some of our hatchlings in collections of good friends. :)

no debt here, at least snake related. I have a mojave on payment plan but he's almost finished being paid off. I second the need to win lotto and have a dedicated herp area dream.. I have that one nearly every night :p its good to dream.

No debt, but they're a substantial ongoing expense in terms of money and time, which as a hobby I don't really expect to recoup. The lack of debt is mainly due to the fact that I have a side business that pays to maintain my herp addiction.

no money = no new animals
you could get carried away with this hobby.
I know of a few folks who go all out - get into trouble with debt and end up selling animals (and their enclosures) off - much cheaper than they purchased them for -

None :). I've bartered for the majority of my collection.

Should have a none option up there. I would never buy animals on credit cards or loans, just not my style if you can't afford it don't buy it it's a rule I like to apply for myself. Not saying anything is wrong charging a Piebald or Bumblebee on a card but I would never do it.

I'm also going to have to say "none" unless you count the fact that I'm in the middle of a payment plan. I don't really consider that debt. More like layaway.

Of course I don't own a credit card. If I did my answer might be different. :rolleyes: