Protection

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Maybe what I'll have to do is just set aside my own "personal" premiums into an account somewhere? *sigh*

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Thats basically "self-insurance" and is the most cost-effective means of insuring a relatively small collection, in my opinion. Capital One offers a high-yield savings account with no minimum balance, no yearly fees, and pays about 5%. Not too bad. AND you get to keep the money you put aside! Thats better than putting it in someone else's pocket!

I don't put any more into this than I can afford to lose, so if I did lose it all, life would go on normally. These people who take out a 2nd mortgage or max out their credit cards to buy ball morphs...thats a whole new level of risk!

Not me for that one. *sigh* Even if I WANTED to...R and I still need to eat and have a place to live, and after taking five years to pay off the ex's debts I got stuck with because it was HIS debt, but MY credit rating, I'm not getting into it again.


I'd LOOOOOOOOVE to buy some of these albinos, lessers, axanthics, etc., but unless someone is willing to participate in a pmt. plan (my budget can handle payments, but not a huge chunk all at once), my dreams for those have to wait a little longer.


I was just hoping someone here with an established biz could point me in the direction for something like fire protection...esp. since I'm getting into the rescue and am planning on breeding in a year or two.


R.