Buying Online with Pay Pal... good or bad?

I've used PP quite a few times to buy over the web. My MK is linked to ProPay and even tho I enjoyed the convenience of being able to accept CCs, once MK made the agreement with ProPay, I try not to use it anymore. I'm tired of paying fees out the nose to have CC money put into checking.....but PayPal, is VERY easy to use. And if someone does scam you, there is "some" bit of recourse through PP. If you send a MO or (why would anyone send CASH???) you have no such luck in recouping any losses.


There's always higher risk, IMO, whenever you shop online with a private dealer/ business/ person.....unlike say, Sears, or Amazon.com-type stores. But for snakes, and esp. the higher $$ morphs, I'll stack the deck of protection in my favor as much as I can.

Good luck, in whatever you decide.

RuLyn

Paypal will only pay you if you do not recieve an item and the seller doesn't have proof of shipping. There is very little chance of getting refunded through PP if you do recieve an item no matter the condition it's in, these have been the experiences of many people I know personally.

I know... I have a very hard time trusting sometimes... With my 2 BP I knew the people. now Im actualy going to trust a breeder. I hope this works out for me...

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Originally Posted by Entropy

I wanted to add that USPS Postal money orders are a good option.

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True, but now that I'm selling my horses, I'm VERY leery of the USPS MOs. There are aaaaaaall sorts of warnings and signs plus the scams for the counterfeit MOs that float around.

No matter what happens, buyer AND seller should be trustworthy, but nowadays, it's difficult to be sure. *sigh2*

I hear that.

I was into horses and I currently have two that I'm selling due to an upcoming move. I'm going to miss the horse world.

'Most' of the time it's the gas station/international type money orders that are used in the scam. USPS is a bit more secure. Believe me, I've collected over 14 scam money orders on my horses and seem to get a new scam email every day. *sigh

I would say most of the time they want from me is " Wal*Mart money grams... you do have walmart in your country right?" Ha Ha Ha Right after that I told the guy no deal .... I get that so much ... LOL

another thing is when they say there from another place in the world, or if it is something like this ... i just got this in my e mail about 5 min ago ....

"You looking for ball Pythons right? I have pair of Pieds you take from me but adoption fee required. e mail me back if you would like them."

This says scam all over it! LOL

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Originally Posted by JLC

I don't have anything to say about Paypal one way or the other....however, I would like to point out that someone who doesn't normally sell snakes or anything else over the Internet...who suddenly has a need to sell their collection....may not be set up with a commercial Paypal account, and certainly wouldn't be set up to recieve CC payments. So it would make perfect sense for them to want a money order or somesuch.

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just fyi, getting a business account with paypal so that you are able to accept credit cards is pretty much just a matter of clicking the business account option when you are making an account, or you can upgrade a regular account that you already have. it is pretty much instant and you don't have to do anything special to get it. using paypal has at least some amount of protection even if it is very little--a lot of buyers feel more confident using it than sending payment through the mail via money order or whatever. if a seller won't be flexible with you when it comes to payment for a high dollar snake then you always have the option to go somewhere else so that you can feel more comfortable about the transaction. if it makes you uneasy, don't do it!

I've had 0 problems with paypal and plenty with snail mail. I'm a lot more comfortable paying for things online. Only with reputable folks that I trust, of course, but that goes for either method. I don't think *anything* is foolproof anymore if anything ever was, so it really just comes down to what you're more comfortable with as others have mentioned above. Personally... I prefer paypal.