home owners

One problem here though.If you do not see anything in your home owners policy stating that having reptiles is a violation to your policy.How could your insurance company cancel you or not pay your claim if something did happen.Perfect example.We used to have a fish tank and one day i heard a buzzing sound:confused: .Well several days later i discovered the tank was leaking water down onto the electric outlet.Now if this would have caused a fire how could our insurance company not pay our claim? Tons of homes have fish tanks so whats the differance? Reptiles need heat(electric),fish need air and heat(electric),but you never hear of someones insurance refusing to pay a claim because the fish tank caused the fire.It seems more and more reptile lovers are always getting jacked some how:mad: .Sorry for the ranting:oops:

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Originally Posted by joepythons

One problem here though.If you do not see anything in your home owners policy stating that having reptiles is a violation to your policy.How could your insurance company cancel you or not pay your claim if something did happen.Perfect example.We used to have a fish tank and one day i heard a buzzing sound:confused: .Well several days later i discovered the tank was leaking water down onto the electric outlet.Now if this would have caused a fire how could our insurance company not pay our claim? Tons of homes have fish tanks so whats the differance? Reptiles need heat(electric),fish need air and heat(electric),but you never hear of someones insurance refusing to pay a claim because the fish tank caused the fire.It seems more and more reptile lovers are always getting jacked some how:mad: .Sorry for the ranting:oops:

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That's the thing, Joe. They can't deny your claim unless there is a specific restriction in the contract.

I may be wrong, but I have a feeling this is NOT a case of reptile lovers getting jacked....it's more a case of hearsay and assumptions that get built up into urban legends that say anyone with a snake in their house can't get home-owners protection. This just simply isn't true.

Now...trying to buy insurance to cover your $six-figure collection in case something were to go tragically wrong...that's a whole other story. It can be done, but I'll bet it can't be done cheaply.

I'd say there's nothing wrong with checking the fine print of your policy to make sure it doesn't include some funky clause. If not, you should be fine. =)

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Originally Posted by joepythons

fish need air

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huh? LOL

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Originally Posted by alexrls

huh? LOL

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LOL...the water has to have oxygen in it....the oxygen comes from circulating the water and introducing air into it, which is the bubbles you see in most fish tanks. (Pretty sure I got that process right enough...I'm not much of a fish person.)

yeah its just funny cause he mentioned air and heat but not water.
whatever

i still think its funny:imslow:

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Originally Posted by JLC

LOL...the water has to have oxygen in it....the oxygen comes from circulating the water and introducing air into it, which is the bubbles you see in most fish tanks. (Pretty sure I got that process right enough...I'm not much of a fish person.)

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Thank you for explaining that part;) .You are 100% correct on your description.

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Originally Posted by alexrls

yeah its just funny cause he mentioned air and heat but not water.
whatever

i still think its funny:imslow:

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The reason i did not mention water is because, i was refering to electricity causing a fire.

ahhhh, i will have to let my uncle know about this bit then. thanks for posting i was really getting annoyed for a bit there. prehaps now after 40 something years my uncle can finally get himself a snake. grazie everyone!

I know things can happen w/ defaults in the equip. we use.
Case in point in Montgomery Cty. Md a few weeks ago the heat lamp for a pet turtle caught fire/ shorted and did over 40k worth of fire damage.
Like others have stated check your Insurance.
Also renters should check there lease, if it states such as mine no exotics thrn that can cause complications with insurance claims also.
I like everyone else is on the don't ask don't tell deal. But the fire w/ the turtle made me think.