Anyone with experience with judgements that aren't yours?

I figured I could most likely refinance! I will be loan/car shopping til Sunday unless I find something sooner, just had my last day at this job! Excited to start the new one! Hope I can find a car/loan before then! Thanks for all input again its helped a lot!

You should be able to find a decent vehicle with that score. I belive mine is 650 or something in that range and I have not have any issue with getting any money. I do go through a credit union that I have been with for years though, and never missed a payment on anything...usually paying more on my loans and credit card. The only reason it is still so low is because I had something in collections that I was not aware of until I went to get my credit card last year. It has since been paid and my score jumped 45 points in one year so it's getting better.


Good luck with the car shopping.