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Originally Posted by kevinb

Thanks for the advice both of you. I'm currently really stressed out for the fact that I have so many one time bills or things that need to be done ASAP that I'm really overwhelmed. I need new tires before winter $300, my kitten is getting spayed and declawed Friday, me and my girlfriend are going halves on the bill but it's still $140 for me, my tattoo appointment to color and finish it is October 26 and I estimate it between $2-400. I could also use some new brakes for my car. All these things for the most part are a one time fee, but I also have the $130 I own my mom for car insurance and cell phone due next week, the $100 on my credit card (it's really only $25 but I always pay over the required to make my credit score a smidge better looking), plus the weekly gas and whatnot.

I only make $8/hr currently and don't get overtime because my boss is a crook, I've thought about bringing charges up on him....but since he's a millionaire his lawyer would be better than mine.

These are just hard times and my spending habits don't help me at all.

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Of all those things - the tattoo appointment is not a necessary expenditure right now. I'd work on the others and maybe re-schedule the tattoo appointment for a later date.

See if you can find a spay and neuter clinic that has more affordable spay and neuter - and please don't declaw! I used to - until one of my cats feet were messed up for life. Declawing is really amputation - they amputate off a digit of their toe. She walked in pain for the rest of her life. My two cats now are not declawed, I got an affordable scratching post and keep it catnipped up and I don't have problems with them. I also clip their claws every two weeks which cuts down on their desire to scratch furniture as well.

Seriously??? Give your cat away and wait on the tattoo!!! This is the definition of ridiculous!

Assuming you are planning on getting the kitten de-clawed (agree whole-heartedly w/rabernet, don't do it!) it is a 100% indoor cat that will never, ever see the outside world. If that's the case, and you have no un-neutered males inside, you could put the spaying off for a bit. If it is going to go out then yes, it does need to be spayed sooner rather than later and de-clawing would be a definite no in any event. Getting rid of it may be drastic ;)
Also agree on the tatoo...that can wait.

Look, here is what you need to do to get out of this.

Find a new job. Your boss may very well be within his rights to not pay overtime. There are ways to get out of paying it. Not that it makes it right but it makes it legal in some cases. If you really want to pursue it, call the Labor Board.

Get a second job if you need to. I have had 4 different jobs to make ends meet. You do what you have to.

Wait on the tattoo. You do NOT need it! I have a full back piece that wraps around my sides and shoulders. I sure as hell wouldn't put that over my basic necessities.

Give the cat to someone who can care for it financially. Please do not de-claw the cat. It's just not necessary.

Call the credit card companies. They have programs for financial hardship. Most are willing to help you as long as you show them that you want to pay off your debt.

Make the minimum payments until you have enough to fix your brakes and get tires. Paying off sooner won't necessarily improve your credit score all that much.

Cut out frivolous spending. If you are an adult, then act like one. If you can't afford to go out to eat or drink then DON'T! Stay home, or better yet, get that second job.

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Originally Posted by Clementine_3

Getting rid of it may be drastic ;)

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He came here for advice. If he can't afford to fix his brakes and get tires for his car then the cat should be given away. At this point, the cat is a luxury that he can't seem to properly care for financially. I love my pets as much as anyone but you gotta take care of you in order to take care of pets.

I feel for you. I really do. I paid for college out of my own pocket. No help from family. I got some loans but still had to work several jobs to make ends meet. There is more respect in doing the right thing. Especially when it is a hard thing to do. Get your finances in order then get a cat, tattoo, or whatever you desire.

I knew I should have left the declaw part off. But oh we'll, I work at a vet clinic and I know how it's done. I've seen it done numerous times. I WILL not get rid of my cat. I live with my girlfriend and her family and the stipulation of having the cat is to get her spayed and declawed. No way around it. I've tried soft paws and it doesn't last long enough and in the end cost more than a declaw ever would. She won't let me clip them without flipping out either and I refuse to spend the money to bring her to my work to get them done. I've had nothing but declawed cats my whole life and they have never had any problems doing anything. My sister cat caught a crow a few days ago...yes a crow with no front claws and I only believed that because i witnessed it. Either way it's my decision and I don't want to argue. I support your opinions but I won't give away my cat and if that means getting declawed so be it. I'm not trying to be mean but that's just how it is, and yes I could go elsewhere but my clinic is the #1 within a 2 hour drive so they may be more expensive but they are more thorough.

As to the tattoo. I have been thinking of rescheduling, but I'm just sick of it being half done. But that's my problem. So I don't know what I'll do yet...but it's something that will have to be paid for eventually unless I want to leave it as is, which I don't.

I just got my certification for nursing assistant a month or so ago and I have been applying to more jobs. I had a interview Friday and I think it went pretty well. It's 11:15pm-7:15am in the ER 4 night a week or more if I want to pick up the hours. I'll be making more and have benefits which is something I need desperately, especially dental.

Either way I am pursing a better career plus I'm starting college in January part time at night for my AS in nursing. I will look into the online course and the envelope idea.


Thank you all for your help any more ideas please feel free to input.

I understand you Cecil I do. But really my cat doesn't cost nearly anything. I get discounted food because I'm an employee and my gf helps out as well. This is the most expensive thing that she will hopefully ever need so I can live with it. I didn't expect anyone to tell me play by play how I should pay each bill for me...I don't need that. I just wanted little tips to bypass the store or gas station and save a little.

I thank you very much Cecil though. None of this is out of anger I really appreciate all of your help.

Also feel free to pm me, anyone if they want to elaborate or have a more "intimate" discussion on the topic.

Thanks

My tattoo appointment has been postponed until further notice.

Just FYI when my husband and I got my cat declawed, the vet messed up and we ended up with 3 surgeries to pay for and not just one!!!! The vet (which I will not name) is a well known clinic in Tampa, FL and has always come highly recommended! So please make sure you have some emergency funds before the surgery in case they screw up or she gets an infection or she has to stay on the special litter longer or ........

There are low cost spay and neuter clinics around. Check you neighborhood, ask your vet, search the internet. And don't declaw your cat. That right there will save you a bunch of money, and me personally, I am against it. Also, with the exception of rabies, you can get your kitties vaccines at your local co-op or cenex supply, (or possibly what ever feed stores you have where you are) a whole lot cheaper than the vet.

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