A 28 is perfectly fine for her. I give my adult males about that sized tubs. The only reason I give my adult females 41 qt tubs is so they can thermoregulate as much as they need to. I don't use any hides except for my babies, but it sounds like you don't have a rack system, just a tub right? In that case I would give her a hide or two and put some fake plants in or crumpled newspaper to fill up the empty space.