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Credit Reports

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  • 07-09-2009, 07:08 PM
    AaronP
    Credit Reports
    Where do all my fellow BP.netters get their Credit Reports from? I'm looking for something that will give me very detailed information.
  • 07-09-2009, 07:15 PM
    Spaniard
    Re: Credit Reports
    You are entitled by law to check your credit for free with the 3 agencies once a year. You won't get a credit score but you can add it on paying a fee. You get for free your entire credit history to review. You can get to the free reports through this site.

    https://www.annualcreditreport.com/cra/index.jsp

    Edit: The free report is very detailed it will show you every loan or account opened; your credit limit, recent balances, payments and history of payments for the last 2 years.
  • 07-09-2009, 07:21 PM
    AaronP
    Re: Credit Reports
    Spaniard do you know if it will have contact information for the agencies on the report?
  • 07-09-2009, 07:39 PM
    Spaniard
    Re: Credit Reports
    Has the address and phone number; just checked mine last month so I'm looking at the form now.
  • 07-09-2009, 07:41 PM
    Nate
    Re: Credit Reports
    I signed up with a program at Bank of America that sends me e-mails when anything changes. I get an overview of all 3 scores and a history...i likes it :)
  • 07-09-2009, 07:48 PM
    Spaniard
    Re: Credit Reports
    Do you have to pay for that program Nate? Just curious...
  • 07-09-2009, 07:57 PM
    Nate
    Re: Credit Reports
    Quote:

    Originally Posted by Spaniard View Post
    Do you have to pay for that program Nate? Just curious...

    Yeah i think it's about $12 a month.
  • 07-09-2009, 08:08 PM
    Spaniard
    Re: Credit Reports
    Thanks Nate, thats not so bad.
  • 07-09-2009, 08:42 PM
    coldbloodaddict
    Re: Credit Reports
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