Re: CS3 worth the upgrade?
I'm still trying to get comfortable in CS3. There are a few differences, but I haven't played with the new goodies. I would say look over the new features and determine if they're features you use. If not, then don't upgrade.
Personally, I love all of the new stuff that Adobe releases. I usually do upgrade. I like how the interfaces have been reworked to maximize your work space. There are some nice other features too...I especially love how all of the CS3 applications can now work as basically one unit.
Re: CS3 worth the upgrade?
I haven't used the CS3 software much I only have it because I keep our software as current as possible at work and we have two classes that use the software. Anyways if you haven't already look into the the different "packages" of CS3 and see what programs you need/use...you might be able to save some money buying a package that has only the programs you need.