Snake Debt

Hey guys,

So my paycheck came in today and more than half of it went to my line of credit to try and pay off my new additions.. and new rack.. and new Herpstat etc etc..

Even after my $800.00 contribution, I'm still $2500 in the hole..

I know I will be able to pay it off in the next few months, I just wanna cry every time I evaluate my finances..

How do you guys deal with the debt woes? Any up lifting words to help me pull myself out of this funk? LOL

Cheers,
Chris.

I save up instead of digging a hole. It takes a while but its less stressful. And I don't put anything on credit. A lot of breeders offer layaway options and I use those.

Work hard, be smart with what you spend money on day to day and you will have money to play.

I only put in what I get out..,.......my paycheck NEVER goes to snakes.........therefore, no debt.

Jason

Same situation :( Hurts lol im 900 in the hole with no job its allot for me but it will be paid off in a couple months also. I dont think theres a way to deal with it i guess you just try not to put yourself into those kind of situation.. Im debating cutting up the credit card lol Nothing but bad news :gj:

We pay cash for anything snake related so we don't end up in trouble. The only credit cards we have are for large home purchases (appliances, new carpeting, fencing etc).



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Cash, no credit. we use a pre-payed card to purchase it all. maybe a payment plan along the way.

The key is to have a payoff plan. And it sounds like you do. 2500 isn't really a lot in the CC debt would. If you have more I'd say go for a debt consolidation loan from your bank to pay off the CC and then you have a structured plan with a low fixed interest.

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Originally Posted by MasonC2K

The key is to have a payoff plan. And it sounds like you do. 2500 isn't really a lot in the CC debt would. If you have more I'd say go for a debt consolidation loan from your bank to pay off the CC and then you have a structured plan with a low fixed interest.

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i am not to positive, but i do not think they will even consider that unless your at or above $10k in debt?

Screw all the credit/loan crap. This is why so many people are so far in debt today. Work hard earn money, don't spend money you don't have. If that means waiting a little while to have something you want so be it. It will mean more knowing you worked hard for it.