Does anyone have Biz insurance?

[firehop]

Hey all,

So I have been looking into Biz insurance and having a hard time finding someone that insures snakes. I havn't been able to find insurance for liability or for livestock insurance on snakes. I can get basic Business insurance but nothing else. I was just wondering if anyone had any insurance for this and where you got it. Thanks....

[jhall1468]

I haven't personally used it, but what you are looking for is animal mortality insurance. For exotics, this is ultra-risky, and as such, very expensive. The only company I know of that offers insurance on reptiles (again, I have NOT used them) is http://lkalmanson.com/mortality.html.

I'm not aware of any business insurance that includes mortality insurance on animals.

[Adam_Wysocki]

I have standard business, liability, and workers comp ... under the same policiy my animals are also covered for fire and theft.

I haven't been able to find anyone to write mortality or fertility on exotics, but I'm not worried about it ... happy enough to be covered for fire and theft.

-adam

[Ginevive]

Adam (or anyone else) I have a question.. if you take out business insurance and it incorporates fire or other damage, is it just generic business ins. or do you tell them the nature of your business? I am wondering if Mark could incorporate fire/theft insurance for the snakes into his renovation (and soon, tattoo) business..

[firehop]

Everything we have seen so far said if the business is at home they will treat them like pets and not insure them. If you have a stand alone business I think it will be covered. I am still working on this but Adam may have more info than I have gotten.

[Adam_Wysocki]

Adam (or anyone else) I have a question.. if you take out business insurance and it incorporates fire or other damage, is it just generic business ins. or do you tell them the nature of your business? I am wondering if Mark could incorporate fire/theft insurance for the snakes into his renovation (and soon, tattoo) business..

Doesn't work like that.

-adam