Hey guys

I'm one of the few basic phone holdouts and I'm considering ditching my basic phone and overpriced verizon plan for a smart phone. My main issue is that I'm cheap..well when it comes to most things but herps.

That said, the only options I'm considering right now are verizon's prepaid service and straight talk prepaid. Those options aren't that great (I would be stuck with only 3G service with verizon or could face spotty coverage on AT&T's 4G network.) but I'm unwilling to sign a contract with verizon which would put me spending close to twice what I am now before taxes.

I'm mainly conflicted because most phones in my price range are only 3G compatible and aren't top of the line (lack features, memory, or run on outdated android).. I'm looking to spend around $250 or less. So far the only decent option that runs up-to-date android I can find is the motoG, but it's sadly only 3G compatible.

I'd like your input on whether or not 4G is necessary to "enjoy" / get use out of a smart phone and whether or not getting a rather low-end smart phone would be worth it as well. I'd primarily be using calendar and gps functions on the phone as well as some game aps.. I probably won't be streaming much and plan on hooking up to wifi as much as possible.

If you guys have any input on 3G vs. 4G, smart phones in my price range, etc. they would be greatly appreciated as I know nothing about this subject matter.