Renters Insurance

[Jay_Bunny]

We are getting renters insurance for our apartment. It asks us to value our personal items in our apartment. I figure this means things like furniture, clothes, etc.

My question is, should I include the value of my racks and snakes?

[TheWinWizard]

I would think so, although I don't think they'll cover the snakes.

[Stewart_Reptiles]

They will not be covered with your home insurance.

[JLC]

You can list the equipment, but they won't cover live animals. And if you choose to list the equipment, I would use some kind of general terminology. I wouldn't say "snake rack", for instance. One, because they wouldn't know what a snake rack is anyhow. But more importantly, because our world is far too full of bureaucratic busy-bodies who are all too willing to dig into your personal life and reject policies and claims because you have a lifestyle, hobby, dog breed that they don't like.

[Slashmaster]

You can list the equipment, but they won't cover live animals. And if you choose to list the equipment, I would use some kind of general terminology. I wouldn't say "snake rack", for instance. One, because they wouldn't know what a snake rack is anyhow. But more importantly, because our world is far too full of bureaucratic busy-bodies who are all too willing to dig into your personal life and reject policies and claims because you have a lifestyle, hobby, dog breed that they don't like.

Aye. Call it a "shelving unit," that appropriately describes it.